We are a distributed team of engineers, compliance experts, and product designers dedicated to owning USD movement in emerging markets.

Founder & CEO
Building the borderless USD money layer that enables African builders and operators to receive, send, and manage global capital seamlessly.
Head of Engineering
Joining soon to lead our high-performance ledger systems, settlement routing, and core API rails.
Principal AI Engineer
Joining soon to architect Ozer AI, conversational fintech, and intelligent routing agents.
Head of Operations & Compliance
Joining soon to manage cross-border banking corridors, partner bank relations, and international treasury.
Our team operates on a set of non-negotiable cultural standards. We move fast, reward innovation, and put absolute impact before everything.
Find clear, direct answers about our USD money layer, virtual cards, and Ozer AI.
AsetLayer is a USD-first money network for African creators, remote talent, and operators. It lets you receive dollars globally via ACH, Wire, and FedNow, spin up virtual dollar cards, manage local currency assets (e.g. Nigerian Naira), and send USD instantly to other users with zero fees.
No, AsetLayer is not a bank. We are a USD-native financial infrastructure network. We partner with regulated US/EU financial institutions to provide secure virtual USD accounts, instant internal ledger settlement, and secure assets management.
Any user on AsetLayer can transfer USD instantly to another AsetLayer user. These transactions settle immediately on our internal ledger with zero fees, completely bypassing standard intermediate banking networks.
Yes, you can issue unlimited virtual dollar cards directly from your dashboard. These cards allow you to pay for global services, ads, subscriptions, and international storefronts without limits.
Ozer AI is our dedicated financial assistant, which we are constantly improving with new capabilities. It is integrated natively to help you check balances, initiate transfers, and get real-time transaction insights directly using simple text commands on WhatsApp or the dashboard.
AsetLayer is currently available to users in Nigeria. We are actively working to expand our services to other African countries and emerging markets soon.

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